How PEMF Financing Works at ElectroMeds

PEMF financing at ElectroMeds is designed to let both home buyers and wellness practitioners pay for a PEMF device over time rather than in a single lump-sum price. Because a full PEMF system — a pulsed electromagnetic field mat, a controller, and applicators — carries a unit price ranging from a few hundred dollars for a portable PEMF device to nearly $8,000 for a top-of-line pulsed electromagnetic field system, PEMF financing is often the practical way to bring a PEMF device home or into a clinic.

ElectroMeds is not the lender in any PEMF financing program listed on this page. Rates, terms, and approval decisions for every PEMF financing option below are set by the finance provider — Affirm, Klarna, PayPal, Sedona Wellness’s factory finance provider, or the Chiropractic Federal Credit Union — not by ElectroMeds.

Which PEMF Devices Can Be Financed?

Every PEMF device listed on ElectroMeds is eligible for at least one PEMF financing route:

• Sedona Pro, Sedona Pro Plus, and Sedona Elite PEMF mats. Eligible for Affirm and Klarna PEMF financing at checkout, PayPal Credit through PayPal, and Sedona Wellness’s own manufacturer PEMF financing on Sedona Pro, Sedona Pro Plus, and Sedona Elite pulsed electromagnetic field systems and their applicators.
• MegaPulse high-intensity PEMF systems. Eligible for Affirm and Klarna PEMF financing at checkout, and PayPal Credit through PayPal.
• StemPulse and MultiPulse portable PEMF devices. Eligible for Affirm and Klarna PEMF financing at checkout, and PayPal Credit through PayPal.
• ICES / Micro-Pulse portable PEMF devices. Eligible for Affirm and Klarna PEMF financing at checkout, and PayPal Credit through PayPal.
• PEMF applicators, pillows, and accessories. Eligible for Affirm and Klarna PEMF financing at checkout, and PayPal Credit through PayPal.

PEMF Financing for Practitioners and Wellness Clinics

Practitioners buying a PEMF device for a wellness clinic or practice have more PEMF financing options than a home PEMF buyer. A practitioner adding a PEMF mat to a wellness practice can:

• Use consumer PEMF financing (Affirm, Klarna, PayPal Credit) for a single PEMF device purchase.
• Apply for Sedona Wellness manufacturer PEMF financing on a Sedona PEMF mat, Sedona Pro Plus, or Sedona Elite.
• Apply for equipment PEMF financing through a business lender that specializes in wellness practice equipment. Business lenders in this segment typically finance PEMF machines, PEMF chairs, and related wellness equipment for practitioners with an established practice history.
• For a chiropractic practice specifically: apply for equipment PEMF financing through the Chiropractic Federal Credit Union, which is set up to support chiropractors buying wellness equipment for a clinic without requiring a full banking relationship.

What information a business lender typically asks for

When a practitioner applies for equipment PEMF financing through a business lender, the lender typically asks for the PEMF device unit price and quote from ElectroMeds, the practice’s operating history, a summary of the practice’s revenue, and the practitioner’s credit information. Requirements vary by business lender. Contact ElectroMeds first and we can send the current quote a business lender will need for your PEMF financing application.

PEMF Financing at Checkout: Step by Step

Consumer PEMF financing at ElectroMeds checkout follows the same pattern regardless of which PEMF device you’re buying or which finance provider you choose:

1. Add the PEMF device to your cart on ElectroMeds.
2. Go to checkout and enter your shipping information.
3. In the payment section, select Affirm, Klarna, or PayPal (PayPal Credit).
4. You are handed off to the finance provider (Affirm, Klarna, or PayPal). Complete their PEMF financing application.
5. The finance provider decides your PEMF financing approval and terms in real time and returns you to ElectroMeds to finish the order.

ElectroMeds does not see or store your PEMF financing application information. The finance provider handles the entire PEMF financing decision.

Comparing PEMF Financing Options

The right PEMF financing option depends on the PEMF device price, your timeline, and your credit situation:

• Affirm PEMF financing tends to work well for larger PEMF device purchases with longer payment plans (12 to 36 months on higher-price PEMF machines). Affirm shows the monthly PEMF financing payment before you commit.
• Klarna PEMF financing tends to work well for shorter installment plans and PEMF accessories or portable PEMF devices where you want to spread the cost over a few payments.
• PayPal Credit for PEMF purchases works well when you want the 6-months-special-financing PayPal Credit option on a mid-price PEMF device or accessory.
• Sedona manufacturer PEMF financing is the right route for a Sedona PEMF mat, Sedona Pro Plus, or Sedona Elite buyer who wants to apply directly through Sedona Wellness’s factory finance provider rather than a consumer PEMF financing option.
• Chiropractic Federal Credit Union PEMF financing is for practicing chiropractors adding a PEMF device to a clinic.

PEMF Financing Frequently Asked Questions

Does ElectroMeds run a credit check for PEMF financing?

No. ElectroMeds does not run credit checks for PEMF financing. The finance provider you select at checkout (Affirm, Klarna, PayPal) runs its own decision using its own PEMF financing criteria.

Can I combine PEMF financing options?

Each PEMF financing option is a separate application through a separate provider. You choose one PEMF financing method at checkout per order.

Does the PEMF financing method affect the PEMF device price?

The PEMF device price at ElectroMeds is the same regardless of PEMF financing method. The finance provider adds its own PEMF financing terms on top; those terms vary by provider and by your PEMF financing application.

Can practitioners finance more than one PEMF device on the same PEMF financing application?

Yes. A practitioner adding multiple PEMF devices, PEMF chairs, or PEMF accessories to a wellness practice usually finances the full quote as a single PEMF financing application through a business lender or the Chiropractic Federal Credit Union.

Is Sedona manufacturer PEMF financing available on the Sedona Pro applicator pillow?

Sedona manufacturer PEMF financing is typically offered on the Sedona PEMF mat systems (Sedona Pro, Sedona Pro Plus, Sedona Elite). A Sedona Pro applicator pillow bought as a Sedona accessory can be financed through Affirm, Klarna, or PayPal Credit at ElectroMeds checkout. Contact ElectroMeds to confirm current Sedona factory PEMF financing eligibility on Sedona accessories.

What if my PEMF financing application is declined?

Each finance provider decides its own PEMF financing approvals. If one PEMF financing option declines, other PEMF financing routes are still available: try a different PEMF financing provider at checkout, or contact ElectroMeds to discuss options for your specific PEMF device.

Get PEMF Financing Help from ElectroMeds

Call or text ElectroMeds at 442-444-0050, or use the contact form for PEMF financing questions. ElectroMeds has supported PEMF buyers and wellness practitioners with PEMF financing decisions since 2008 and can walk you through which PEMF financing option is likely to fit your PEMF device and situation before you start the PEMF financing application.

PEMF Therapy Devices Eligible for PEMF Financing

The PEMF therapy devices most often financed at ElectroMeds fall into three PEMF therapy device tiers. Home-use PEMF therapy mats (Sedona Pro, Sedona Pro Plus, and Sedona Elite) are the most-financed PEMF therapy devices on the site. High-intensity PEMF therapy systems (MegaPulse) are the next-largest PEMF therapy financing segment. Portable PEMF therapy devices (StemPulse, MultiPulse, ICES / Micro-Pulse) are the smallest financed segment because the PEMF therapy device unit price is lower.

Full-body PEMF therapy mats

Full-body PEMF therapy mats are the most common PEMF therapy financing category. See the Sedona Pro PEMF mat, the Sedona Pro Plus PEMF mat, and the Sedona Elite PEMF mat for the full-body PEMF therapy mat options on ElectroMeds.

High-intensity PEMF therapy systems

High-intensity PEMF therapy systems — the MegaPulse PEMF therapy line and comparable PEMF machines — are also eligible for PEMF financing at checkout. Because the PEMF therapy device unit price on a high-intensity PEMF therapy system is typically higher than a PEMF therapy mat, buyers of high-intensity PEMF therapy systems often prefer longer-term PEMF financing options.

Portable PEMF therapy devices

Portable PEMF therapy devices such as StemPulse (ICES A9) and MultiPulse (ICES-based) sit at the low end of the PEMF therapy device price spectrum. PEMF financing on a portable PEMF therapy device usually means a short-term installment plan rather than a multi-year PEMF financing agreement.

Pulsed Electromagnetic Field Therapy: Financing Context

Pulsed electromagnetic field therapy, also known as PEMF therapy, uses PEMF therapy devices that generate a pulsed electromagnetic field. Because pulsed electromagnetic field therapy devices are wellness products (not FDA-cleared medical devices in this category), pulsed electromagnetic field therapy purchases are financed through consumer finance providers (Affirm, Klarna, PayPal Credit) or, for practitioners, through wellness-equipment business lenders rather than medical-equipment finance programs.

Where to learn about PEMF therapy before financing

Buyers new to pulsed electromagnetic field therapy should review the ElectroMeds What Is PEMF Therapy? guide and the About PEMF page before starting a PEMF financing application. Understanding the PEMF therapy category first makes the PEMF financing decision (which PEMF therapy device, which PEMF financing route) more straightforward.

PEMF therapy contraindications to review before financing

Anyone considering a PEMF therapy device should read the PEMF contraindications before starting a PEMF financing application. PEMF therapy is not for use with implanted electronic devices, during pregnancy, or over active bleeding. Confirm PEMF therapy is appropriate for your situation before financing a PEMF therapy device.

PEMF Financing Resources on ElectroMeds

• All PEMF Machines for Sale — browse every PEMF therapy device eligible for PEMF financing.
• Sedona Pro PEMF Mat — entry Sedona touchscreen PEMF therapy mat, $5,900.
• Sedona Pro Plus PEMF Mat — mid-line Sedona touchscreen PEMF therapy mat, $6,900.
• Sedona Pro Applicator Pillow — PEMF pillow accessory that pairs with any Sedona PEMF therapy mat.
• Purchase Terms & Conditions — vendor-by-vendor return and warranty terms that apply to every financed PEMF therapy device.
• What Is PEMF Therapy? — background on pulsed electromagnetic field therapy for buyers new to the PEMF therapy category.
• PEMF Contraindications — who should not use a PEMF therapy device.
• Contact ElectroMeds — PEMF financing questions and PEMF therapy device quotes.

PEMF Financing Case Scenarios

A few real-world PEMF financing scenarios that come up regularly in ElectroMeds PEMF financing conversations, based on what buyers ask for at checkout:

Scenario 1: Home buyer, Sedona Pro Plus PEMF mat

A home buyer who wants the Sedona Pro Plus PEMF mat at its $6,900 PEMF therapy device price typically finances the Sedona Pro Plus over 24 or 36 months through Affirm PEMF financing at checkout. Klarna PEMF financing is a good second option on the Sedona Pro Plus; PayPal Credit is the third route. Sedona manufacturer PEMF financing is a fourth option, applied directly with Sedona Wellness for the Sedona Pro Plus PEMF mat.

Scenario 2: Home buyer, Sedona Pro PEMF mat

A home buyer picking the Sedona Pro PEMF mat at $5,900 has the same four PEMF financing routes: Affirm, Klarna, PayPal Credit, or Sedona factory PEMF financing. The Sedona Pro’s price sits below the Pro Plus, so PEMF financing terms are usually slightly shorter or lower monthly payments across every provider.

Scenario 3: Practitioner adding a PEMF therapy mat to a clinic

A wellness practitioner adding a Sedona PEMF mat, a MegaPulse high-intensity PEMF system, or a Sedona chair to a wellness clinic usually finances through a business lender rather than consumer PEMF financing. Chiropractors specifically often route PEMF financing through the Chiropractic Federal Credit Union. See the Purchase Terms & Conditions for the exact vendor warranty and return terms every financed PEMF therapy device carries.

Scenario 4: Accessory or replacement PEMF pillow

A Sedona owner adding a Sedona Pro applicator pillow or replacement PEMF pillow finances the accessory through Affirm, Klarna, or PayPal Credit at ElectroMeds checkout. Sedona accessory PEMF financing at the applicator/pillow level does not typically go through business lenders.

Scenario 5: Portable PEMF therapy device

A buyer picking a StemPulse or MultiPulse portable PEMF therapy device usually finances through Klarna PEMF financing or PayPal Credit at checkout; the lower PEMF therapy device unit price makes a short-term installment PEMF financing plan the natural fit.

More PEMF Reading Before You Finance

Buyers new to the PEMF category should read a few background pages before starting a PEMF financing application:

• What Is PEMF Therapy? — PEMF category background.
• About PEMF — PEMF science, PEMF studies, and PEMF therapy device categories.
• PEMF Machines for Sale — every PEMF therapy device on ElectroMeds, all eligible for PEMF financing.
• Sedona Pro PEMF Mat — entry Sedona PEMF therapy mat, $5,900.
• Sedona Pro Plus PEMF Mat — mid-line Sedona PEMF therapy mat, $6,900.
• Sedona Pro Applicator Pillow — PEMF pillow accessory that pairs with any Sedona PEMF therapy mat.
• PEMF Contraindications — who should not use a PEMF therapy device.
• Purchase Terms & Conditions — vendor-by-vendor terms every PEMF financing agreement inherits.
• Contact ElectroMeds — PEMF financing questions before you apply.